Whether you are buying a new home, refinancing your existing home or looking to utilize the equity in your home we have the loan programs you need. We are here to help you from your first purchase to your dream retirement home. We can assist with primary residences, second homes and investment properties.
Just reach out to one of our Loa
Whether you are buying a new home, refinancing your existing home or looking to utilize the equity in your home we have the loan programs you need. We are here to help you from your first purchase to your dream retirement home. We can assist with primary residences, second homes and investment properties.
Just reach out to one of our Loan Officers to discuss your goals and we will guide you through the entire process.
We have a variety of programs to meet all of your real estate needs:
Conventional Loans
FHA or VA Loans
USDA Loans
Jumbo Loan Financing
New Construction Loans
Refinance Loans
Cash-Out Loans
Our team will evaluate your needs and help you find the perfect options for you!
Application - provide detailed information about you and the property you wish to finance
Processing - file is prepared for underwriting and all services are ordered
Appraisal - an independent appraiser inspects the property and provides the property value
Underwriting - a live person that examines the file and "approves" the loan
Rate Lock -
Application - provide detailed information about you and the property you wish to finance
Processing - file is prepared for underwriting and all services are ordered
Appraisal - an independent appraiser inspects the property and provides the property value
Underwriting - a live person that examines the file and "approves" the loan
Rate Lock - you and your loan officer will pick the interest rate and right time to lock in
Closing - once loan is "clear to close" you are provided the time and place to sign loan documents
At Prosperity Capital Mortgage, our mission is to transform the home financing experience by upholding the highest standards of integrity and exceptional customer service. We believe that transparency is the cornerstone of trust, and we are committed to offering upfront, honest lending to all borrowers, ensuring a clear and straightforward process from start to finish.
Our success is built on a proven formula that prioritizes your needs:
Our step-by-step process is designed to ease the stress of financing your home, guiding you through each phase with expert advice and support. From pre-approval to closing, we are here to ensure a smooth and seamless journey.
Furthermore, our strong relationships with real estate professionals and service providers, both locally and nationwide, enable us to offer comprehensive support, making your transaction as smooth and efficient as possible.
At Prosperity Capital Mortgage, we are not just financing homes; we are building futures and creating lasting relationships. Your dream home is our priority. Let us help you achieve it with integrity, service, and simplicity.
We want to hear from you!
Get an official Loan Estimate before choosing a loan. This is not an extension to lend credit. Not all applicants will qualify.
First Option Mortgage, LLC. NMLS 123411. www.myfirstoptions.com/state-licensing. Equal Housing Lender.
www.nmlsconsumeraccess.org 1100 Circle 75 Pkwy SE, Ste 300, Atlanta, CA 30339.
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