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Home Purchases & Refinances

Home Purchases & Refinances

Home Purchases & Refinances

Whether you are buying a new home, refinancing your existing home or looking to utilize the equity in your home we have the loan programs you need.  We are here to help you from your first purchase to your dream retirement home.  We can assist with primary residences, second homes and investment properties.


Just reach out to one of our Loa

Whether you are buying a new home, refinancing your existing home or looking to utilize the equity in your home we have the loan programs you need.  We are here to help you from your first purchase to your dream retirement home.  We can assist with primary residences, second homes and investment properties.


Just reach out to one of our Loan Officers to discuss your goals and we will guide you through the entire process.

Loan Products & Programs

Home Purchases & Refinances

Home Purchases & Refinances

We have a variety of programs to meet all of your real estate needs:


Conventional Loans

FHA or VA Loans

USDA Loans

Jumbo Loan Financing

New Construction Loans

Refinance Loans

Cash-Out Loans


Our team will evaluate your needs and help you find the perfect options for you!


Loan Process

Home Purchases & Refinances

Loan Process

Application - provide detailed information about you and the property you wish to finance

Processing - file is prepared for underwriting and all services are ordered

Appraisal - an independent appraiser inspects the property and provides the property value

Underwriting - a live person that examines the file and "approves" the loan

Rate Lock -

Application - provide detailed information about you and the property you wish to finance

Processing - file is prepared for underwriting and all services are ordered

Appraisal - an independent appraiser inspects the property and provides the property value

Underwriting - a live person that examines the file and "approves" the loan

Rate Lock - you and your loan officer will pick the interest rate and right time to lock in

Closing - once loan is "clear to close" you are provided the time and place to sign loan documents

About Us

Prosperity Capital Mortgage

 

At Prosperity Capital Mortgage, our mission is to transform the home financing experience by upholding the highest standards of integrity and exceptional customer service. We believe that transparency is the cornerstone of trust, and we are committed to offering upfront, honest lending to all borrowers, ensuring a clear and straightforward process from start to finish.

Our success is built on a proven formula that prioritizes your needs:

  1. Integrity: We provide honest, reliable advice and maintain the highest ethical standards in all our interactions.
  2. Customer Service: Our dedicated team is here to support you every step of the way, ensuring a personalized experience tailored to your unique situation.
  3. Upfront Lending: We offer clear, straightforward loan options with no hidden fees, making sure you understand every aspect of your mortgage.

Our step-by-step process is designed to ease the stress of financing your home, guiding you through each phase with expert advice and support. From pre-approval to closing, we are here to ensure a smooth and seamless journey.

Furthermore, our strong relationships with real estate professionals and service providers, both locally and nationwide, enable us to offer comprehensive support, making your transaction as smooth and efficient as possible.

At Prosperity Capital Mortgage, we are not just financing homes; we are building futures and creating lasting relationships. Your dream home is our priority. Let us help you achieve it with integrity, service, and simplicity.

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    Additional Information

    Get an official Loan Estimate before choosing a loan. This is not an extension to lend credit. Not all applicants will qualify.

    First Option Mortgage, LLC. NMLS 123411. www.myfirstoptions.com/state-licensing. Equal Housing Lender.

    www.nmlsconsumeraccess.org 1100 Circle 75 Pkwy SE, Ste 300, Atlanta, CA 30339.

    Copyright © 2024 PCM site - All Rights Reserved.


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